The tenure of a Home Loan can be a maximum of 30 years. In the case of a Loan Against Property, the Loan tenure can only be up to 15 years. 5.Documentation: In the case of a Home Loan, the documentation procedure is simple. Banks can take around 15 days to complete the verificatio...
Learn about what is loan against property and the key differences between LAP and home loans to choose the best that suits the preference.
Since the tenure of the Loan Against Property is longer, the EMIs also gets reduced. Thus, bringing down the burden of the loan. Easy to avail: You can easily avail LAP as it is a secured loan type and banks are willing to provide the credit. If you have a property, you can ...
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LAP is a secured loan taken against an individual’s property. It is a loan offered by banks or non-banking financial companies (NBFCs). T o be eligible for a Loan Against Property, you must: Have the collateral property in India
. As Loan against Property is a secured loan, the chances of the application form getting rejected are quite less. In addition, the applicable interest rate is low in the case of Loan against Property. It has also been boosted by the RBI’s decision to lower lending rates to banks*....
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