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Methods All studies comply with the ethical guidelines for conducting human subjects research and were administered under the exempt protocol approved by the Yale University Institutional Review Board (IRB #: 2000028669). Participants across all studies provided informed consent before participating in the ...
That is, during the parallel run period, while calculating the credit risk-weighted asset by the Internal Ratings-Based (IRB) approach in the full year, the amount of excess loans loss provisions beyond the provision coverage ratio cap of 150% were all qualified as Tier 2 capital. Besides,...
We carried out new tests on the non-retail Internal Rating Based (IRB) system, completed development of the credit risk data mart and the risk-weighted asset (RWA) calculation engine (Phase I), optimized the retail scorecard and made further progress in the retail IRB system. We also ...