e. 其他类别包括意外及失业险(Accident and Unemployment Cover),长期护理险(Long Term Care),私人医疗险 (Private Health Cover) 等等 每个类别可能还会有进一步的细分。以寿险为例,就有分level term life insurance, decreasing term life insurance,over 50s life insurance,whole of life insurance,life insurance ...
https://img.etimg.com/photo/89337655.cmsThere are two types of additional protection through insurance riders. The first one is waiver of premium on permanent disability and the second one is income on permanent disability. More...
Life insurance is a crucial financial tool that provides a safety net for your loved ones in the event of your untimely demise. It offers peace of mind knowing that your family will be protected and financially secure even after you’re gone. However, it’s important to understand that life...
The accidental death insurance offer sounded like repetitive coverage. But I was interested in learning more since I actually wanted to get at least a $1 million term life insurance policy until my kids are adults, but couldn't. $750,000 was the most SBLI was willing to coverwithout a me...
life insurance•But alarming as the recent revelations are, the message should not be to forget aboutlife insurance.•And even if you already have private medical insurance andlife insurance, you may still need Lloyds Bank Accident Cashguard.•Conditions of service are good with a contributory...
Here are a few common life insurance riders: Accelerated benefit. You receive a portion of the death benefit early if you’re diagnosed with a terminal illness or confined to a nursing home. Accidental death benefit. This pays an additional benefit if the insured dies because of an accident....
Accelerated Death Benefit:This benefit allows policyholders who are diagnosed with a terminal illness to receive a portion of their life insurance benefit in advance. This can help cover medical expenses, treatment costs, and other financial obligations. ...
First, you’ll want to think about your reasons for having the policy. Not everyone needs life insurance, but it does make sense for many people. Life insurance might be a good idea if you want to make sure your family will have money to cover your funeral costs and medical bills. It...
Traditionaltermandpermanent life insurancepolicies, like whole life or universal life, provide comprehensive coverage while the policy is inforce. Whether you pass away as a result of a car accident or cancer, the insurer is likely to pay out if the death occurs during the coverage period. Unli...
Accidental death benefit rider: pays your beneficiaries if your death was the result of an accident Spouse and children's term life insurance riders: pays if a spouse or child covered under your life insurance policy dies Waiver of premium rider: pays your policy premium if you become permanentl...