Instant Life Insurance Quote State: Birthdate: Gender:MaleFemale Smoker/Tobacco:YesNo Health Class: Type of Insurance: Face Amount: Minimum Life Company Rating: Powered byCOMPULIFE®
Here’s what you need to know about life insurance for smokers. Who is considered a smoker? While cigarettes are likely the first thing to come to mind when discussing smoking, life insurance companies may also consider you a smoker if you use tobacco or nicotine in other forms, including:...
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In Tough Times, Why Spend Money on Life Insurance? Out of all the major insurance types,life insurance quotesare often one of the lowest priced you will find. If money is tight for your family, imagine how much tighter it would be without you here. It's the responsible thing to do bec...
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Life insurance rates: Super preferred health class for men Here are the average annual rates for applicants in the super preferred health class. In general, only non-smokers in optimum health can qualify for these rates. Issue age Coverage amount 20-year term life Whole life Universal life 30...
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While many insurance companies place cigar smokers in the same class as cigarette smokers, MassMutual recognizes the difference between having an occasional cigar and smoking a pack a day. People who smoke 24 cigars per year or fewer and have a negative urinalysis specimen for nicotine can qualify...