CNBC Select compared dozens of life insurance companies to find the providers with the best options for seniors in a variety of categories. (See our methodology for more information on how we made our picks.) Best life insurance companies for seniors Best for low premiums: Pacific Life Best fo...
As is the norm with all financial products, the value of life insurance is specific to the individual's personal circumstances and goals. But don't discount life insurance for seniors. If you're looking for a cash alternative to use while alive, a way to cover end-of-life expenses or a...
Is life insurance worth it for seniors? Whether or notyou need life insuranceas a senior largely depends on what you plan to accomplish. "Life insurance can definitely be worth it for seniors," says Jordan Mangaliman, CEO of Goldline Financial Services in Fullerton, California. "However, it...
Life Insurance for Seniors- The Ins and Outs of No Exam PoliciesLenny Robbins
We rank the Best Life Insurance Companies for Seniors of 2025. We researched age restrictions, benefits, and more to help you make the best choice for you.
Best forFlexibility, options for seniorsBundling discountsCustomer satisfaction Guardian vs. State Farm WhileGuardianis available in all 50 states,State Farmis not issuing new policies in Massachusetts or Rhode Island. The two offer many of the same options, however, includingjoint life insurance, and...
Unlike many insurance companies, State Farm provides several term life options for seniors. Their Select Term product provides a 10- or 20-year policy for those between 45 and 65, while those over 75 can get a 10-year term. Rates are level for the entire initial term, and the policy ...
Seniors have plenty of no exam life insurance options. The process is easier and the prices are more affordable than many people realize. Below, we’ll detail everything seniors need to know about purchasingno exam life insurance. We’ll show you the different types of no medical exam life ...
Thrivent offers affordable term life insurance for seniors, with premiums well below average for 65-year-olds. Its whole life insurance is also a standout for older adults. Policies earn dividends and you can apply up to age 90. Guardian Life and MassMutual are the only other life insurers I...
Best Whole Life Insurance With a wide selection of whole life policy options, high coverage limits, and many rider benefits included free of charge, Lafayette Life is our top pick for whole life insurance. Pros & Cons Pros Many types of whole life insurance No limit for whole life cov...