The more honest you are, the more likely you are to being accepted by an insurance company. However, having this awful disease along with any other health impairment likemultiple sclerosiswill likely be a decline. Keep in mind, after filling out the application the waiting periods may feel lik...
SBLI Life Insurance Company has been around for more than 100 years. SBLI has a rating of “A” (excellent) with A.M. Best. SBLI offers term and whole life insurance. People under age 60 can get great rates on up to $500,000 in no-exam term life insurance coverage. History of S...
Health, disability, and life insurance experiences of working-age persons with multiple sclerosis Working-age Americans with multiple sclerosis (MS) may face considerable financial insecurities when they become unable to work and lack the health, disabi... LI Iezzoni,L Ngo - 《Multiple Sclerosis》...
Multiple sclerosis Pacemaker (installed > 1 year ago) Parkinson’s disease Schizophrenia Scleroderma Seizures Sickle cell anemia Sleep apnea Squamous/basal cell skin cancer Stroke/TIA > 1 year ago Tumors Tips To Finding The Best $15,000 Final Expense Insurance Policy Whether you need life insurance...
If you have multiple conditions — for example, diabetes and heart disease — it will be more difficult and more expensive for you to get coverage, but you’ll still have options. Blood sugar levels The insurance company will ask for your most recent A1C — a test that measures blood ...
People living with HIV may qualify for term and whole life insurance with a few insurers, but coverage will likely be costly. Final expense and group life insurance are also options if you’re HIV positive.
Best Life Insurance Products Protective’s Custom Choice UL (Our #1 Root Rated term product). This term life insurance policy guarantees policyholders coverage at a level premium for a specific term, for 10, 15, 20, and 30 years. When your policy expires, the death benefit will decrease sli...
These diseases include diabetes, obesity, multiple sclerosis, cancer, or melanoma. They can also include high blood pressure or high cholesterol. Insurance companies will look at the date the disease was diagnosed, any medications taken for treatment of the disease, the date of the client’s ...
Funeral and final expense insurance is a type of life insurance coverage. It provides designated payments to be used specifically for covering costs of the funeral, burial, or cremation. This money can also be used to cover any unpaid debts at your time of death, relieving this stress for ...
Smokers pay at least twice as much for life insurance as non-smokers, but you won’t be denied coverage just for smoking. Legal & General America, Corebridge Financial, and Transamerica offer some of the best rates for smokers and former smokers.