Though you can live a long life with an HIV diagnosis, insurance companies are generally cautious about the long-term health of people with HIV, since it’s a virus that attacks the body’s immune system. People living with HIV can be at greater risk for other health conditions, including...
Improve your general health:This is particularly important for those that have suffered a heart attack. You need to prove to the life insurance companies that you’ve turned over a new leaf. You can by eating healthier, exercising,lose weightand doing anything else that will improve your health...
Term life insurance is a better option for most people, in part because whole life insurance comes with a significantly higher price tag. However, this type of coverage may be appropriate in certain circumstances — for example, if you have a child with lifelong special needs, or if you’re...
Simplified issue life insurance is a life insurance policy where you can be approved for with minimal health questions. You will also get to bypass a medical exam where bloodwork is required. This type of life insurance is typically geared towards older people or people who have health issues,...
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Life insurance options for people with pre-existing conditions Don’t assume you’ll be turned down for life insurance just because of a chronic health condition. Insurers may quote a higher premium, but coverage is still obtainable. Here are a few companies that offer coverage for people with...
Life insurance with diabetes doesn’t have to be challenging. Discover top companies, secure the best-priced policy, and safeguard your family's future
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Term life insurance differsfrom permanent life insurance in several ways but tends to best meet the needs of most people looking foraffordable life insurance coverage. Term life insurance only lasts for a set period of time and pays a death benefit should the policyholder die before the term has...
Those receiving group life insurance coverage may not have to pay anything out of pocket for policy benefits. People who choose to take more-advanced coverage alongside it may elect to have their portion of the premium payment deducted from their paycheck. Just as with regular insurance policies,...