Here are five things that may prevent you from getting life insurance: Dangerous hobbies DUI convictions Hazardous employment Obesity Mental illness Even if you're able to find life insurance coverage, your premiums are likely to be much higher if you have any of these risk factors. Having...
life insurance insurance- promise of reimbursement in the case of loss; paid to people or companies so concerned about hazards that they have made prepayments to an insurance company endowment insurance- life insurance for a specified amount which is payable to the insured person at the expiration...
For health insurance to cover psychotherapy, there typically must be a diagnosis of a mental health condition such as generalized anxiety disorder or major depression. Yet, often, what leads people to therapy is not mental illness but the challenges of life. Challenges such as g...
Every year, an estimated 1 in 5 American adults experiences mental illness. When it comes to insurance coverage, the law is clear. The federal Mental Health Parity legislation passed in 2008 requires health insurers to provide at least equal coverage for mental health conditions, as ...
A long-term care rider allows you to access your life insurance death benefit while you’re still alive if you have a chronic illness and are unable to complete daily living tasks, like bathing, eating or dressing. The money you receive can be used to manage your day-to-day care. There...
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Can you get life insurance if you have an autoimmune disease? When your immune system reacts to help your body fight infection or injury, the body can become inflamed in the affected area. For most of us, this is a good thing because it indicates that we’re healing. ...
Healthis "the state of complete physical, mental and social well-being, and not merely the absence of disease or infirmity" (World Health Organization) Life and health insurance can helpachieve and maintain financial health, a basic component of protecting your health in this broad sense. ...
Life insurance is an asset many people use in long-term financial planning.Purchasing a great life insurance policyis one way to protect your loved ones, providing them with the financial support they may need after you die. For example, you may purchase life insurance to help your spouse cov...
are on the brink of death, but then they suddenly turn around and seem better than ever. Their physical health, mental health, and physical abilities can seem really unstable. For most insurance companies this level of instability represents too much risk, but some specialize in taking it on....