Based on given assumptions and the data in Exhibit 1, the additional amount of life insurance coverage needed is closest to: A$0. A$331,267. A$2,078,101. 我贴出了答案和题目,此题要求计算additional life insurance,答案思路是计算这个人死后的家庭支出总额减去已有的生命保险赔付额,我记得有一种...
According to the passage, who will help you determine an amount of insurance needed?A. A life insurance agent.B. Nobody except yourself.C. Your family members.D. Your lawyer.A.B.C.D.
How do you determine the amount of life insurance you would need? A. Analyze your assets and sources of income. B. Estimates your family’s expenses. C. Take away the assets from the expenses D. All of the above 相关知识点: 试题来源: 解析 D 反馈 收藏 ...
If you are using life insurance to replace your income for a loved one, you may want to multiply your annual income by the number of years you have until retirement. That way, if you pass away, your loved one will receive a death benefit equal to the amount of money you would have ...
When calculating the necessary life insurance amount, some planners suggest adding enough topay off the home’s mortgage balance. This will reduce the chances that your spouse could be faced with the prospect of losing the family home. If this is a goal, you’ll want to add the unpaid...
PROBLEM TO BE SOLVED: To provide a method for calculating a necessary benefit of life insurance and an amount deducted, and determining a necessary insurance amount of life insurance matched to a person insured so as not to be disadvantageous for an insurance contractor, an insurance premium ...
Part of the premium pays for the insurance and the related costs. If you discontinue and/or surrender your policy in the early policy years or before the end of the policy term, the amount you get back may be considerably less than the total premium you have paid. ...
2. A technique used to determine the amount of life insurance needed by focusing on the projected earning potential of an insured is called the:A. Needs approachB. Future income optionC. Human life value approachD. Life income approach D. At the time of taking the applicationProducers must ...
Another way to calculate the amount of life insurance needed is to multiply your annual salary by the number of years left until retirement. For example, if a 40-year-old currently makes $20,000 a year, they will need $500,000 (25 years × $20,000) in life insurance to reach age 6...
consider your options carefully. If you want to stop paying premiums but keep some coverage in retirement, reach out to the life insurance company about how this may be structured. For example, you could convert your policy to one with a reduced amount ofpaid...