定期寿险的种类 定额定期寿险「Level Term」:定额寿险应该说是最常见的定期寿险产品,为投保人在一定期限内提供寿险保障,这个期限可以是5、10、20年或者更长。保险费用根据投保人投保时的年龄、性别和健康状况等因素核算。保险公司一般会在保单起始的初期收取高于寿险成本的保费,以此确保期限内的保费固定。 每年续保的定...
Yearly renewable term insurance policies usually provide coverage for one year at a time. You can typically renew your coverage each year without needing to prove you’re still insurable. The period during which you can renew is often set for a specific time frame or until a certain age, suc...
其实,term life insurance指的是:具有固定期限的人寿保险。保险期内,保险公司承诺对被保险人的人身意外进行赔付。一旦保险到期,被保险人可以选择是否续保,或终止保险。Term life insurance经常在美式口语中被简化为:term insurance。中文里,可把term life insurance翻译为:定期人寿保险,或定期寿险。这里的term,指...
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erm Life insurance? What is term Life insurance?What is term Life insurance?Chris Pentago
Whole Vs Term is so much more than this. Please check back frequently for updated blog posts about various aspects of the life insurance world. Don’t be left out in the cold by choosing the wrong form of insurance. We do of course focus on one of the central themes of this site: Wh...
re-entry term life insuranceprovides a guaranteed term premium for the initial premium but allows the insured to re-qualify after a 5- or 10-year period, by undergoing a physical health examination to confirm that the insured continues to be healthy; otherwise, the rates are still guaranteed,...
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The premiums rise from year to year as the insured person ages. Thus, they can become prohibitively expensive as the policyholder ages. However, they may be a good option for someone who needs temporary insurance. Decreasing Term Policy