New York car insurance laws recently required all insurers to include SSL coverage on all private passenger auto policies. SSL can pay for medical payments to the spouse if they are injured in a car accident wh
Passengers. A passenger may be liable for an accident if, for example, the passenger interfered with the driver's ability to operate the vehicle or encouraged an unfit driver to operate the vehicle. Product Manufacturers. The manufacturer of a vehicle or its parts may be liable for an accident...
Bodily injury liability coverage can protect your home and other assets in the event that you're sued by a driver or passenger following an accident. Requirements for Liability Car Insurance Each state sets a minimum for how much liability coverage a motorist must carry. For example, a state m...
There has been less research on age-related fragility with respect to the sort of minor injuries that are more common in injury crashes. This study estimates a quantity that is related to injury fragility: the probability that a driver or a passenger of that driver will be injured in crashes...
Funeral costs:If you cause an accident and a passenger in the other car dies, this coverage can help pay for their funeral expenses. It’s also important to remember thatmedical payments coveragecan help pay for bodily injuries for you, your passengers and your family members in a car accide...
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According to the Insurance Information Institute, in the United States in the early 21st century, about two-thirds of the money spent on premiums for private passenger auto insurance went to claims. More than half of this amount covered car damage. The rest covered personal injuries. The remaini...
Personal injury protection pays both you, or a passenger’s, medical bills and might compensate you for loss of income. Depending on the coverage you chose when buying your car insurance policy, it could also help pay legal fees if someone takes you to court. Make sure to take a close ...
When you are found legally responsible for a car accident, this coverage pays for costs associated with repairing or replacing another person's property. Covers the initial medical treatment for your passenger(s). Already have a Liberty Mutual auto policy?