Unlike general liability insurance — which protects contractors when their work leads to bodily injury or property damage — professional liability offers coverage in situations when their work causes another party to lose money. For instance, a plumber who fails to properly lay a pipe could cause...
A separate clause in your insurance policy, property damage liability coverage pays for the repairs to the other person’s property. This coverage pays for auto repairs, as well as to fix property that may have been damaged in a crash, like a fence. How Do Liability Limits Work? Coverage...
“claims in respect of loss of life or personal injury or loss of or damage to property (including damage to harbour works, basins, waterways, locks, weirs, bridges and aids to navigation) occurring on board or in direct connection with the operation of the vessel or with salvage operations,...
Products Liabilitymeans:Your legal liability in respect of Personal Injury and/or Property Damage caused by or arising out of any Products or the reliance upon a representation or warranty made at any time with respect to such products; but only where such Personal Injury and/or Property Damage...
If you have been injured on another person’s property, an experienced premises liability attorney can work with you to come up with a reasonable value for your case. Your premises liability damages will include the following: All of the medical costs associated with your injury ...
1. General Liability Insurance General liability insurance can protect your company if another wedding vendor or individual claims damages. The claims could be related to an injury/injuries resulting in medical costs, property damage, etc. A wedding venue may also require you to have liability insur...
This is a standalone course on property and liability law from Wesleyan University, taught by Professor Richard Adelstein. Property and Liability: An Introduction to Law and Economics It's a goo…
Public liability insurance for events isn’t a legal requirement, but you may want it as protection in case someone makes a claim against you. Even the most carefully organised event, following the strictest of health and safety guidelines, can carry the risk of injury or property damage. ...
Property damage You pull out your dance moves on New Year and accidentally knock over your friend’s faberge egg You get too tipsy at Christmas and set fire to your rental kitchen while pulling some dodgy firecrackers You trip over the dog while holding your morning cuppa, and you leave a ...
Business insurance explainedView all articles Fire separation: the importance of keeping fire contained 15 Apr 2025 Discover how fire separation and good maintenance help reduce fire spread and damage to your property. Read More Public liability insurance for tradies – and other covers you may need...