Product liability insurance is essential for businesses that produce, distribute, or repair physical products. Remember, the definition of “product” can be broad. For example, if you sell food products and someone gets sick from your food, you’ll want this coverage.Consider product liability ...
General liability insuranceprotects businesses from the liability risks they face every day. General liability insurance for business can provide financial protection if a customer or client, vendor, business partner, or anyone outside the company sues the business for...
In recent years, the average premium for general liability insurance was $340 annually. Looking ahead, premiums are expected to rise to an average of $380 annually. Keep in mind that general liability insurance is just one type of coverage needed by businesses. To figure out the cost of your...
We can provide public liability insurance to protect you and your business should you be found responsible for injury to a member of the public or damage to their property.
General liability insurance includes coverage for medical payments when someone other than an employee is injured on your business’s premises. When an employee is injured at work, workers compensation will pay their benefits. The injured person doesn’t need to file a lawsuit to collect compensatio...
Though employment practices liability insurance provides critical protection for businesses everywhere, it can’t cover everything. These are a few of the most common coverage exclusions: Data breaches Criminal fines Unpaid employee wages Bodily injury Intentional or malicious acts Unemployment benefits Work...
Hands On Trade Association provides professional and general liability insurance coverage, along with business benefits, for independent contractors practicing beauty, bodywork, massage therapy, cosmetology, esthetics and more. Sign up and protect both your livelihood and yourself from a range of incidents...
Besides ensuring that your finances are kept secure even if you are found to be legally liable for compensation, you stand to enjoy the following benefits to having this kind of insurance policy: Customer confidence.You may encounter customers and clients who ask for proof that you ar...
Protect Your Assets with Liability Insurance! ✓ Get coverage for your business needs ✓ Safeguard against unexpected financial burdens. ➤ Learn more.
Liability may also refer to the legal liability of a business or individual. Many businesses take out liability insurance in case a customer or employee sues them for negligence.1 Current vs. Non-Current Liabilities It's a long-term liability if a business takes out a mortgage that's payable...