aDinner: Nutritious hot meal with Family. An evening meal will be prepared and left if the family is occasionally not at home or if the Student arrives home late from school. When your whole family is going out for dinner, you need to include your student, and host family needs to cover...
An annual report from Chubb has revealed a couple of troubling trends for many businesses—the frequency and severity of large losses are up and companies are underestimating the amount of liability coverage they need. “The delta between liability loss-cost trend and median limits purchased continue...
Business insuranceUnderwritingLawsuit protection,customer satisfaction coverage,preserving the company's assets insurance--all could be appropriate names for commercial general liability (CGL) coverage.The CGL can be offered either on an occur...
The cost of commercial general liability insurance depends on the size of the business being insured, the riskiness of its business operations, and the amount of coverage needed. Some insurers say that their clients pay between $300 and $600 for a million dollars of insurance coverage. Others ...
If you already have other types of business insurance and need professional liability coverage, try your current insurance company first and see if they can cover you. If not, shop around with a few different insurance companies and see who gives you the best rate for a policy that meets you...
liability coverage is often included in a commercial general liability (CGL) policy, but not always; you may need a separate product liability insurance policy or a more inclusive CGL policy to be properly protected. Your insurance agent can guide you toward the best solution for your business ...
(2)Ourrightanddutytodefendendswhenwe haveuseduptheapplicablelimitofinsur- anceinthepaymentofjudgmentsorset- tlementsunderCoveragesAorBormedi- calexpensesunderCoverageC. Nootherobligationorliabilitytopaysumsor performactsorservicesiscoveredunlessex- plicitlyprovidedforunderSupplementary Payments–CoveragesAandB....
The claims-made policy provides coverage for claims filed during the policy period, while an occurrence policy covers incidents during the policy period, regardless of when an individual files the claim. Example scenarios where general liability can arise include a customer slipping and ...
General liability insurance includes coverage for medical payments when someone other than an employee is injured on your business’s premises. When an employee is injured at work, workers compensation will pay their benefits. The injured person doesn’t need to file a lawsuit to collect compensatio...
Small business TaxesInsurance Personal Liability Coverage for Homeowners Advertiser disclosure Personal Liability Coverage for Homeowners The personal liability insurance in your homeowners policy offers financial protection in case of lawsuits. Updated Mar 19, 2024 Written by Sarah Schlichter Lead Writer +...