Liability car insurance is a type of insurance that covers the damages to another person which are a result of an accident that is caused by you.
other commercial establishments that serve alcoholic beverages, in particular the liability arising from the sale of alcohol to visibly intoxicated persons or minors who subsequently cause death or injury to third-parties unrelated to the ‘dram shop’ due to alcohol-related car crashes and other ...
This is the only form of auto insurance required by nearly every state in our country with New Hampshire being the only exception. Virginia penalizes its residents a $500 annual fee per vehicle in the even they choose not to purchase this insurance. North Carolina, along with other states, r...
Independent insurance agency in Durham North Carolina offering car, home, general liability, workers comp and business insurance.
Women generally pay lessfor full coverage car insurance due to a lower likelihood of engaging in risky driving behaviors that could result in claims. However, California, Hawaii, Massachusetts, Michigan, North Carolina and Pennsylvania ban the use of gender as a rating factor. In these states, ...
North Carolina discovered that drivers talking on their cell phones are twice as likely to rear-end the car in front of them as drivers who aren't using phones. However, researchers at the University of Illinois at Urbana-Champaign proved that conversations among occupants in a car produce no...
Property damageliability coverage(sometimes shortened to PD) is the part of your car insurance that pays for damage to the other driver’s property when you are at fault in an accident. In asplit limit policy, like 50/100/25, property damage liability is represented by the third number. ...
If you’re legally responsible for an auto accident that caused injury or death, your bodily injury liability car insurance can help protect you. This type of car insurance coverage helps pay the costs of injuries for any passengers in the other car. It’s required by law in most states an...