Unauthorized inquiries can hurt your credit score - and they're surprisingly common. Here are the errors to look out for and how to remove them.
You can use a credit dispute letter to submit a formal request to one or morecredit bureausto remove or update incorrect information from your credit report. Credit bureaus usually contact the company (called data furnishers) that reported the contested information to investigate and resolve any iss...
For tax purposes, the answer turns on intent: “[t]he parties must have actually intended to establish a debtor-creditor relationship,” i.e., “at the time the advances were made there [must have been] ‘an unconditional obligation on the part of the transferee to repay the money, and...
due, so Past Dues destroy a credit score. If you see an amount in this column, pay the creditor the past due amount reported. 3. DELETE CHARGEOFFS AND LIENS Chargeoffs and liens do not affect your credit score when older than 24 months. Therefore, paying an older chargeoff or a lien...
In a goodwill letter,you ask the creditor that reported your late payments to remove the derogatory mark from your credit reports. ... Whatever the situation, your goal is to explain why you missed your payments and why the creditor should wipe them from the report. ...
An adverse action letter is a notification that something on your credit report has caused you to be denied credit, a job, or insurance. Here's what to do if you get such a letter.
NAME OF CREDITOR/COURT ACCT # OR DOCKET # Opened date: "This account does not belong to Me, Possible Fraudulent account using my name & SSN to establish credit" DELETE this from my credit file per Section 4752 & Stated by Section 1785.11 & S-623 (a) Paragraph (4) California New Legisl...