1. Origination fee.P2P loan platforms charge upfront fees at the loan origination from borrowers. In return, the app reviews borrowers’ creditworthiness, providing access to its investors. The rates are usually between 1 to 6%. 2. Ongoing fee.The app also earns through a margin on the inter...
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College of Business, University of Southern Mississippi, Long Beach, MS, 39560, USA Fujun Lai Corresponding author Correspondence toFujun Lai. About this article Cite this article Chen, D., Li, X. & Lai, F. Gender discrimination in online peer-to-peer credit lending: evidence from a lending...
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