Just say NO to payday loans! I mean, the amount of interest you end up paying is just crazy. According to Consumer Financial Protection Bureauthese loans typically cost 400% annual interest (APR) or more, while shorter-term loans (two-weeks or so) have interest rates of 390 to 780% AP...
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Now, at first glance, Earnin is just a payday loan. I don’t like payday loans because they charge extortionate amounts of interest, which gets people into debt. Most people end up having to take out another payday loan to cover the interest from the last loan they took out. I totally...