When it comes to your credit score, knowledge is power. Also known as a FICO Score (created by the Fair Isaac Corporation), having a higher score and good credit is key to securing better interest rates and terms when applying for a mortgage loan, student/personal loan, or credit card –...
On the other hand, having a high credit score means borrowing money at the lowest rates available. You don't have to worry about losing out or paying more because you appear financially irresponsible. Credit Score vs. Credit Report You might assume that a credit score and a credit report ar...
Factors like whether you pay your bills on time and how much debt you have play the biggest role in determining your credit score, but how much new credit you have and how long you have had certain accounts can also have a substantial impact. However, mistakes on your credit report can ...
Know your credit score, pay bills on timePostTribune wire report
MyScoreIQ active credit monitoring allows you to stay on top of your FICO® Scores to help you reach your credit goals. Know your scores today!
FICO® score is similar to a credit score in that they both take info from your credit reports. Discover the difference between the two and how they affect you.
Helping to educate consumers on credit related matters. Debt has become a major burden, and understanding your credit is the first step to staying out of it.
Get answers to all your questions about credit and credit scores. Learn about credit scores, how to build and improve your credit, and the common mistakes to avoid.
Don't know your score? You can get it free at sites like Credit Karma, and you can get your credit report from each of the three major credit bureaus for free once a year at annualcreditreport.com. The first step toward improving your score is to review your report because if it has...
Keep your credit card balances low and steer clear of opening too many new accounts. Make it a habit to spot and correct any errors on your credit report quickly to safeguard your score. FICO scores require a longer credit history, which can disadvantage new borrowers. VantageScore is more ...