Kikoff doesn't currently charge a late fee, but it will report late payments to credit bureaus. If someone becomes delinquent on their payments, the line of credit can be frozen. After 180 days of no payment, Kikoff may close the account and it can’t be reopened. How to apply for...
Whether you have a low credit or no credit, we make it easy and worryfree – no credit check required and it only takes a few minutes to apply. How it works: 1. We lower your credit utilization with a $750 or a $2,500 tradeline. ...
Kikoff offers an unusual way to build credit. Although there’s a $5 monthly fee, its products have a 0% annual percentage rate (APR), so you don’t have to worry about growing debt. Also, there’s no credit check when you apply, so it’s ideal if you’ve been rejected for trad...
Whether you have a low credit or no credit, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply. How it works: 1. We lower your credit utilization with a $750 or a $2,500 tradeline. 2. You make a purchase with that tradeline (...
“[Kikoff charges] no origination fee,maintenance fee,setup fee, or evenlate fees, and it doesn’t charge any interest on your revolving balance,” Chen said. “So unlike a credit card, where you will accrue interest on a daily basis, our outstanding balance will never change, because th...
The card earns cash back and can also be used as a debit card at ATMs. APPLY NOW How to Apply for a Kikoff Line of Credit First, sign up for Kikoff and get access to your $750 line of credit. A Kikoff account has a $5 monthly fee, which will be applied to your line of ...
Whether you have a low credit or no credit, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply. How it works: 1. We lower your credit utilization with a $750 or a $2,500 tradeline. ...
Whether you have a low credit or no credit, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply. How it works: 1. We lower your credit utilization with a $750 or a $2,500 tradeline. ...