You may be thinking of opening a joint personal loan with a friend, partner, or family member. This type of loan may seem like the golden ticket to completing a housing project, planning the wedding of your dreams, taking the lavish vacation you’ve always wanted, or starting a business....
The Encumbrance Certificate establishes whether the property has a clear and a marketable title. There could be instances where mortgaged property has unpaid dues, or actual ownership is in dispute, or loan is taken against the property. Such a property is encumbered from having a clear and marke...