The performance fee adds to the cost but may also motivate a manager to take more significant risks to generate higher profit and fees. In contrast, most index funds charge only a fraction of total assets. For instance, the popular Vanguard TotalStock MarketIndex Fund (VTSAX) has a low expe...
Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) This wise sentiment sums up the creation of index funds: Index funds were created because picking winning stocks is virtually impossible. It’s like trying to find a needle in a haystack. Instead, buy the haystack. Vanguard’s ...
Consider diversifying into private growth companies through an open venture capital fund. Companies are staying private for longer, as a result, more gains are accruing to private company investors. Finding the next Google or Apple before going public can be a life-changing investment. Check out...
Stealth Frugality, where I propose to live a generally frugal life but don’t become so frugal that people start talking behind your back about what a weirdo you have become. As the name of the post suggests, we were frugal without
We can see that the economic conditions of each 30 year period are very different. Retiring in 1926 had several years of stock market growth before the Great Depression, whereas a retirement starting in 1929 was hit immediately with the major stock market plunge on Black Tuesday. In all 4 ca...
But that’s the point of diversifying and betting on all the companies in the market and buying a total stock market index fund because this will cause some of those hotels to not be able to survive but the ones that are left are hopefully the strongest of the bunch that are then going...
Like FSKAX, the fund invests in a variety of markets, but here are its primary sectors: Technology — 25.85% Healthcare — 14.09% Financial Services — 12.35% Consumer Discretionary — 10.84% More information here: FSKAX vs. VTSAX: What Is the Best Total Stock Market Index Fund?
As you can see, the performance has been similar but the ESG fund has done significantly better in the (admittedly short) time since it was introduced at Vanguard. Of course, we have no idea if this will continue, but the point is that at least our thesis is not a ridiculous one – ...
The Desire For A Nicer Home As a parent to two little ones, I'm actively trying to accumulate more money to live in the nicest home possible. After all, thebest time to own the nicest home you can affordis when you have the most number of heart beats living at home. ...