Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) This wise sentiment sums up the creation of index funds: Index funds were created because picking winning stocks is virtually impossible. It’s like trying to find a needle in a haystack. Instead, buy the haystack. Vanguard’s ...
3% of my after-tax portfolio balance is in cash, much like how other large actively run mutual funds can go up to 5% cash if they want to keep dry some ammunition in case of another correction. I plan to let the cash balance grow with dividend payments over the year. I expect J...
FSKAX does have a slightly higher expense ratio, so FZROX is a better choice if you’re trying to avoid fees. But if you’re looking for a more diversified portfolio, FSKAX is the better option. Ultimately, the fund that is the best fit will depend on your lifestyle and long-term o...
Sure, there are a few tricks behind the curtain – I’m going to make you occasionally tackle some moderately difficult stuff instead of the lazy, easy things you are accustomed to doing. But this too is a win, because a lazy life is a sad, depressed, unsatisfying life. We are going ...