A loan-to-value (LTV) ratio divides your loan amount by the home’s value; 80% is a good LTV. Lenders use LTV to determine your loan amount, risk, insurance, and interest rate.
Calculate your debt-to-income ratio to determine your eligibility for a mortgage or pay down debt to buy the home of your dreams.
Frustrated about inflation and housing affordability, voters are hoping the Trump administration can bring down home prices. Geoff WilliamsDec. 3, 2024 8 Things to Do When Moving to a New Home Follow this checklist to ensure your new home is truly yours and set yourself up for homeownership su...
"this is a mixed neighborhood with a lot of kids but there are some teenagers that are very well supervised. for the most part it is a safe neighborhood with but homeless people are scattered around. Some abandoned apartments are occupied by squatters. overall I would give it a 7 out of...
What’s the Difference Between a Starter Home and a Forever Home? Unlike a starter home, which focuses on the basics, a forever home is a larger single-family home where you can see yourself living for at least 10 years, according to Zillow. Forever homes are roughly double the price of...
“You’re not going to see house prices decline,” says Rick Arvielo, head of mortgage firm New American Funding. “There’s just not enough inventory.” Skylar Olsen, chief economist at Zillow, agrees. “We’re not in that space where things are suddenly going to be more affordable,”...
According to HGTV,Zillow Gone Wilddebuts on Friday, May 3 at 10:30/9:30 central and you can enter for a chance to win the 25 grand by correctly guessing which home will be crowned the Wildest House on June 21 when the eight finalists are unveiled. ...
There is an observation deck on the top floor which offers a breathtaking view of the capital city, the Hudson River waterfront and the mountains of western New England in the distance. And...the observation deck is free to visit! FYI: The tower is named for Erastus Corning II. He ...
felt decades later. In 1996, homes in redlined neighborhoods were worth less than half that of the homes in what the government had deemed as “best” for mortgage lending, according to research by home-sale company Zillow. That disparity has only grown greater in the following two decades....
Thanks to platforms like Zillow and Redfin, homebuyers can access all the necessary data to determine fair market prices for comparable homes, all free of charge. Making an offer has also been simplified with services like Docusign, enabling buyers to submit offers online within minutes, eliminatin...