It states that there was disagreement over whether attempts to introduce legislation would do harm or good. According to Michael Krimminger, special policy adviser to FDIC chairman Sheila Bair, the FDIC must evaluate the pros and cons of covered bonds with respect to its three roles....
LA officers play a pivotal role in assessing compliance, and their lived experiences can reveal important insights about regulation implementation including unintended consequences, enforcement challenges, and support needs. Their interactions with businesses have the potential to shape regulatory outcomes of ...
The U.S. credit markets must be well regulated to operate fairly, transparently, and for the benefit of borrowers. The Truth in Lending Act, supported by Regulation Z, is foundational legislation that’s been guiding lenders to act responsibly since Lyndon Johnson signed the act back in 1968....
This Holland & Knight alert discusses how the FTC has recognized the need for, and implemented, regulation and oversight of this nascent AI technology as companies increasingly develop or apply AI solutions to their platforms. Artificial Intelligence (AI) is rewriting norms and changing the way...
The General Data Protection Regulation (GDPR):The GDPR is an example of AI governance, particularly in the context of personal data protection and privacy. While the GDPR is not exclusively focused on AI, many of its provisions are highly relevant to AI systems, especially those that process ...
The European Union’s ePrivacy Regulation, set to repeal and replace the 2002 ePrivacy Directive, has been a long time coming. Originally scheduled to be finalized on the GDPR’s enforcement date in May 2018, it has, instead, been long delayed. A finalized text was agreed upon by the EU ...
having as its object the review of the schemes of regulation and discipline of the Association and other participant accountancy bodies; (f) to undertake, execute and perform any trusts or conditions affecting any real or personal property of any description acquired by the Association; (g) to...
Concurrently, there exist significant heterogeneities in the role of environmental regulation in reducing residents’ health costs. The effect of environmental regulation is more pronounced for the young, males, and individuals with better self-perceived health. Furthermore, the outcome of environmental ...
The regulation of insider trading has evolved significantly over the past century. The Securities Exchange Act of 1934 was the first significant step in regulating insider trading. However, it wasn't until the 1960s that the SEC began to more aggressively pursue insider trading cases underRule 10b...
However, the dominant role of state regulation in health insurance has continued, largely due to the impact of theMcCarran-Ferguson Act of 1945, which established that states regulate the insurance industry and that no federal law can override state regulation unless it explicitly states otherwise....