Evidence of redlining is the systematic denial of mortgages, insurance, loans, and other financial services based on location—and that area’sdefaulthistory—rather than on an individual’s qualifications andcreditworthiness. Notably, the practice of redlining is felt the most by residents of minori...
Redhibition Redidit se Reditus albi Reditus nigri Redlining Re-draft Redress Redubbers Reductio Ad Absurdum reduction reduction of capital redundancy Reed, Stanley Forman reentry Re-entry Reeve re-examination Re-exchange Refalo Refection Referee ...
Is redlining still legal? No. Federal law prohibit home lending discrimination, notably the 1968 Fair Housing Act and the 1977 Community Reinvestment Act (CRA). The first of these laws bans discrimination based on someone's race when the person is trying to rent or buy a home, as well ...
However, it’s believed that more than 150 residential security maps still exist today.4 The Lingering Effects of Redlining The scars of redlining are still visible across the U.S. even to this day. Redlining has been a huge contributing factor to the wealth gap between Black and White ...
Your legal team needs to track each of these changes and work with clients and vendors to come to a satisfying agreement. Giving them the right tools can help streamline the contract workflow and significantly reduce the time spent on redlining. The easiest way to redline a document is for...
Virginia Red-Lining Lawsuit is Back in Play. (cover story)Reports on the Virginia Supreme Court's withdrawal of its opinion setting aside a $100.5 million class action judgment against insurer Nationwide Insurance Co. and ordered a rehearing on the case....
Even today, segregation persists in many areas and mortgage borrowers of color often get charged higher interest rates. This can be traced in part to redlining, a federal policy dating from the 1930s, which made it more difficult for nonwhite buyers to purchase homes and codified racist attitud...
Stationary sources of air pollution are disproportionately located in communities of colour, but the causes for this disparity are unclear. Here we assess whether racialized appraisals of investment risk (‘red-lining’) undertaken by the US federal Home
Redlining is the now-illegal discriminatory practice of denying credit to residents of certain areas based on their race or ethnicity. Sociologist John McKnight coined the term in the 1960s to describe maps created by the Home Owners’ Loan Corporation (a U.S. government agency) that marked ra...
This article explores the neglect of race and racism in the discipline of British politics. I outline why this has happened, the consequences of such negle