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Actually, if you have a retirement plan of any type, you likely are a shareholder in a billion dollar company. Frankly, it is not the place of government to mandate days off, though most people have substantial vacation time and paid holidays (or comp pay/time if the holiday needs to ...
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$45,000 is 100% of my estimated 2003 household expenses (everything from rent, grocery, entertainment, appliances, mortgage interest, etc., excluding one-time items like house-buying for 2003) so it is a safe bet. I assume 2% inflation from now to my retirement year, so it's around $...