Hard money loans make sense for businesses that need fast capital or can't access other financing, but a payback plan is key for this type of lending.
But if you have a second mortgage, whether it’s a home equity loan or HELOC, and are paying it off via a refinance, it might be considered a cash-out refinance. For Fannie Mae and Freddie Mac loans, the payoff of a non-purchase money second mortgage, regardless of whether additional ...
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HTTPS also lets you know that you’re (likely) connected to a legitimate website. Many pharming websites will use plain old HTTP instead. The next time you log into your online banking account, check for HTTPS — if you don't see it, that’s a big red flag that something is wrong....
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With BMO being one of the largest national banks, it is most definitely a legitimate bank. It is also one of the oldest banks in North America. The bank offers an array of different accounts and has fee-free transactions at 40,000+ BMO and Allpoint ATMs nationwide. However, it only has...
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The first step of the short sale process is negotiating the sale with your mortgage lender or servicer. Write a hardship letter explaining that you’ve come up against a legitimate financial hardship that prevents you from continuing to pay your mortgage. This might be a situation such as losi...
I have to say that it's a sad state when that is a legitimate question - and especially when it comes from smart people who are genuinely wondering what the answer is - and the fact is that with far too many educators, of all types, their skill is so underdeveloped that the ONLY ...
These words can frustrate people who struggle to memorize variant spellings and meanings for words that sound alike, and spell-check won’t catch the mistake when incorrect homophones are used, because variant spellings are legitimate. Homophones and Spell-Check ...