(a) A vehicle, other than a nonrepairable vehicle, of a type subject to registration that has been wrecked, destroyed, or damaged, to the extent that the owner, leasing company, financial institution, or the insurance company that insured or is responsible for repair of the vehicle, considers...
That often leads to car crashes, numerous auto shop visits, or you outright selling your car. The latter, however, only occurs when the vehicle is practically totaled, and it would cost significantly more to repair it. A specific term is used to refer to such cars. What Is A Write-Off?
Back when I started driving, in the early 1970s, my insurance company wouldn't declare a wrecked car a total loss unless the frame was bent beyond repair. Just about any other kind of damage was viewed as repairable, so the insurance company would pay the repair shop and raise my ...