Homeowners insurance covers losses and damage to an owner's residence, furnishings, and other possessions, as well as providing liability protection..
Homeowners insurance is a must if you have a mortgage. Here’s a guide to why you need homeowners insurance, and how it differs from other types of insurance.
Homeowners insurancecan cover damage to your property, whether it's from aburst pipeor a devastating fire. You'll need to file aninsurance claimif you want to get compensated, however, and insurance companies can reject a claim for various reasons — from insufficient documentation to the damage...
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She was told the policy had changed. “They said I would have to have had my car insurance with them for five years in order to get homeowners insurance. That eliminated us. It seemed everyone kept adding conditions that eventually eliminated us,” she said. ...
The result is insurance companies are down money six of the last seven years and charging homeowners more to cover it. "We've seen premium increases 20 and 30% per year, they're going to have to continue that trend in order to make money," insurance expert Mark Kulda said. Kulda said...
Most standard homeowners policies offer $100,000 to $500,000 in personal liability coverage. It may be hard to imagine exhausting your homeowner’s insurance liability limit, but costs can add up quickly if someone is injured. Your liability coverage protects you in more ways than one. If ...
Personal liability is often included as a standard coverage on homeowners insurance policies, but you may also be able to purchase it as a standalone policy if you need higher coverage limits. This type of personal liability insurance does not extend coverage to car accidents or business or comm...
Is homeowners insurance required by law? No, home insurance isn’t legally required. However, it’s highly recommended. Unexpected events like fires, theft and natural disasters can happen at any time. Without insurance,...
Some Homeowners Losing Insurance; A State Crackdown Is Causing Some Insurers to Cut Back and Policies Are CanceledByline: MARY HURST AMELIA ISLAND - Since Michael and Gloria Toomey's Amelia Island...Hurst, Mary