Owning a home in Florida comes with a unique set of challenges homeowners might have to face. Liz Brumer-SmithDec. 20, 2024 Should I Buy a House Now or Wait? If you want to buy a home in 2025, here's how to determine if now is the right time or if waiting ...
In fact, it might be in your best interest to do your research beforehand, then see how it stacks up once you speak with a professional to ensure you aren’t steered in the wrong direction. The Broker Will Submit Your Loan to Their Wholesale Lending Partner As noted, mortgage brokers act...
If you decide to sell, it could also affect your home’s resale value. Not everyone wants their own pond, but a small backyard oasis could be the showstopper your home needs. Here is what you should consider: The pros of a backyard pond. The cons of a backyard pond. Essential element...
Insurance companies tend to view drivers with a speeding ticket ashigher riskand more likely to cause an accident, so they often raise their premiums to reflect this risk. However, it is important to note that if your ticket is dismissed, it should not affect your rate. Some states also al...
Calculate your debt-to-income ratio to determine your eligibility for a mortgage or pay down debt to buy the home of your dreams.
"You're paying for that lag time it takes to shore up and build back up production."Egg costs also soared after the country in 2022 saw the deadliest outbreak of avian flu in U.S. history, driving up the average price for a dozen large grade A eggs to $4.25 and leading to ...
The federal funds rate is theinterest rate banks use to lend money to each other overnight. All banks must keep a portion of their deposits as a reserve, based on a reserve requirement ratio. However, as of March of 2020, the Board of Governors decreased it to 0%. ...
essential. The majority of states — except Florida — require some form of it. In many cases, riders still paying off their bikes are obligated to have a full coverage plan. Even when it’s not required, minimal coverage could help save you thousands of dollars should you get into an ...
Mortgage Miracles Happen is your local mortgage broker to get pre-qualified to buy a home or refinance your home loan. %
Homeowners who experience financial hardship may find it difficult and overwhelming to maintain their mortgage payments. Defaulting often results in legal foreclosure proceedings and the loss of the property if the arrears aren't cleared up. This process can be devastating for a homeowner, but it ca...