The Affordable Care Act (ACA) adopted in 2010 created a marketplace for health insurance that provides coverage to 16.3 million people as of the 2022-2023 open enrollment season.6 After the passage of the ACA, taxpayers were required to show they had health insurance coverage or qualified ...
Required health insurance Some governments mandate that all residents buy a health insurance policy or face a fine or penalty. The government may subsidize part of the premiums but most insurance is provided by private companies. Germany’s system, for example, includes both for-profit and not-fo...
1 2022 年 9 月大学英语四级考试真题(一) Part I Writing (30 minutes) Directions: Suppose your university is selecting some students to teach kids in remote rural areas during the coming vacation. You are now to write an application letter to the university to explain why you want to take pa...
Health Savings Accounts can help you save money on medical costs and be used for long-term tax-free savings – as long as you have a high deductible health plan.
Essential Digital Tools for Advisors in 2022 How to Personalize a Financial Plan Many advisors use behavioral analytics to understand the subtle power of the financial plan and help their clients reach their goals. You can follow these steps to create a personalized financial plan: Understand perspec...
You are required to select one word for each blank from a list of choices given in a word bank following the passage. Read the passage through carefully before making your choices. Each choice in the bank is identified by a ...
If you bought health insurance through one of the Health Care Exchanges, also known as Marketplaces, you should receive a Form 1095-A that provides information about your insurance policy, your premiums (the cost you pay for insurance), any advance payme
Employers of defined benefit plans are required to offer this joint life annuity option to their retirees because the annuity originates from the retiree's service to his or her company. So the law was written to protect the employee in the event his or her spouse died first, so that the...
A coinsurance share of 10% may be due if you are treated in an emergency room. For ACA marketplace plans, the amounts you pay for your deductible, copayments, and coinsurance all count toward your annual out-of-pocket maximum, the most you can be required to pay in a year for covered...
Short-term health plans are not required to cover the package of 10 essential health benefits found in the ACA.9 Many of these plans don’t cover maternity care or, in many cases, substance abuse treatment, outpatient prescription drugs, or mental health services. People in short-term health...