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The banks formerly financed industry but big business long ago turned to the bond market, leaving only real estate and (relatively) small business to the bankers. The first mania was country lending (the seventies), the next was mergers, then, successively, commercial real estate, the stock ...
seem to be (11)___periods on each shift, a month, or even three months. (12)___, recent research has shown that people on such systems will revert to go back to their (13)___ habits of sleep and walness during the weekend and that this is quite enough to destroy any (14...