Credit counseling is a low-cost approach to taking your debt by the horns. But credit counseling may not be the answer for everyone, and it does come with a few downsides that are important to consider. ProsCons You can pay off your debt within three to five years May come with a star...
“a reputable credit counseling organization should be willing to send you free information about itself” and its services. The agency says counseling services that don’t might be worth avoiding.
A master's in counseling can benefit those who want a career that promotes communication skills, empathy, and other strategies to help individuals in need.
I reached out to Lisa Robertson, a certified credit counselor and manager of counseling services at Parachute Credit Counseling, to help answer this question and offer advice. “Building orrebuilding creditis an important undertaking for your financial future,” Robertson says. “But it can be a ...
Of course, whether a master’s in counseling is truly worth it—and whether you should pursue clinical or school counseling (or both)—depends on factors including your career goals, desired salary, and even where you plan to practice. Students in these programs often come from a variety of...
All debt management plans come with fees. The most common are setup fees, which you pay to begin the plan, and monthly maintenance fees, which cover the credit counseling agency’s expenses as it negotiates with your creditors. The setup fee is a one-time charge that’s usually under $10...
Are Career Counselors Worth It? Career counseling can run anywhere from $75 to $150 or more an hour. Although this price might seem steep, the services of a career counselor are absolutely worth every penny — provided you choose the right counselor. Career counseling can mean the difference ...
ensuring them that they would receive credit for the study regardless of their response. At this point, seven participants reported that they identified as heterosexual or straight, and one participant indicated his sexual orientation as “other” (specifying “virgin”). Three additional participants...
Check with a verified credit counseling agency, or credit professional in your area if you are unsure of which service to use. Credit monitoring should be more than good enough for many of your credit security needs. Takeaway Credit monitoring is a system of awareness related to credit activity...
Discover how credit counseling can help you rebuild your credit. Sign up for Credit Journey by Chase to rebuild and track your credit score.