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If you and your team keep that in mind, you’ll succeed. You won’t stop looking for new ways to improve your business and will instead keep refining planning and forecasting processes to better serve your needs. It’s a surefire way to take a long look in the mirror and make decisi...
There are many benefits to using a balanced scorecard. For instance, the BSC allows businesses to pool information and data into a single report rather than having to deal with multiple tools. This allows management to save time, money, and resources when they need to execute reviews to improv...
On the other hand, having too much cash or cash equivalents on hand can be a sign that you’re not taking full advantage of your liquid assets. To save money in the long run, you may want to use cash to pay down high-interest debts, for example. ...
Having a badcredit scoreisn't the end of the world, as long as you work toward improving it. Whilebad creditmay make it more difficult to achieve financial milestones, such as being approved for an auto loan or mortgage, there are steps you can take to repair yourcredit score. ...
Understanding Capital Gains Tax When stock shares or any othertaxable investment assets are sold, the capital gains, or profits, are referred to as having been realized. The tax doesn't apply to unsold investments or unrealized capital gains. Stock shares will not incur taxes until they are sol...
With families even having no food to put on the table, they will never think about buying educational toys. So how can one get these kids interested in science? This was a question that worried the Indian engineer Arvind Gupta so much that he decided to give up a good job and spend ...
Having a good credit score can make a big difference when it comes to the interest rate you get on all types of credit, whether you're trying for a home mortgage, an auto loan or credit card. Here's how it works: Three major credit bureaus — Experian, Equifax, and TransUnion — reg...
What fees does the bank have? One of the most important factors when choosing a checking account are the fees. These charges vary by bank, with some not charging any fees at all. Here are some common fees to avoid: Monthly Maintenance FeeSome banks charge these just for having an accou...
Tighter liquidity typically causes speculative activity to drop sharply as margin and other forms of leverage go bust. So having your clients in more familiar investment vehicles is a distinct advantage. But if bonds and alternatives don't help clients pursue a sustainable, comfortable...