Whether you’re a homeowner or a renter, personal liability insurance is an integral part of your overall financial strategy. It serves as a safety net, protecting you from potential legal and financial repercussions in the event that you are found liable for causing bodily injury or property da...
You run a business out of your home, and one of your clients sues you for giving bad advice. Although the incident may have happened in your home, personal liability insurance usually won’t cover lawsuits connected to business pursuits. Instead, you’ll need business insurance. Injuries to ...
Insurance is a risky businessReports on the difficulties being experienced by contractors concerning liability insurance premiums in Great Britain. Details of the findings of the Cross Departmental Government Review on Employer's Liability Compulsor...
Property and casualty insurance (also known as P&C insurance) is a broad term used for all the types of insurance that are designed to protect your physical assetsorcover your liability. Property insurance, specifically, can help you replace or recover value if your assets are damaged due to d...
General Liability Insurance If a business is renting its space and the property incurs damages, such as fire or weather, then this covers costs related to those damages. Professional Liability Insurance Also known as Errors and Omissions, this coverage protects businesses, their employees, and other...
The average annual cost of business property insurance is $800, while the average annual cost of general liability insurance is $805. But if you’re looking to insure your company, there’s a way you could pay under $1,000 total per year for both these insurance plans: a business owner...
Landlord insurance also covers your liability if a tenant is injured or their belongings damaged while on the property, and it is found that you are responsible either fully or in part for the injury or damage. Business insurance Business insurance entails property and casualty insurance to ...
Do I Need Business Insurance? If you run a business — even if you’re a freelancer or a consultant — you need business insurance. Thankfully, most people will find that it’s not too expensive. As a writer and consultant, I only carry professional liability insurance. If I did more ...
Excess liability coverage provides higher limits on your existing, underlying insurance policy. Learn more about this type of insurance for small businesses.
Whether you’re a multinational conglomerate or a local mom and pop shop, business insurance can protect you from the unexpected.