You can either pay your credit card bill manually before the due date each month, or set up autopay if you’re paying down a significant balance. Most credit card issuers require cardmembers to make at least a minimum monthly payment. You can use a credit card payoff calculator tool to ...
Some lenders also give small interest rate discounts for using autopay or having other accounts. Carefully weigh the costs against what you’re saving and how quickly you’ll be out of debt to get an idea of whether this is the right move for you. Is debt consolidation a good idea? If...