How Debt Affects Your Mental Health and Ways to Cope: Paying off debt can be a long-term endeavor if you have steep high-interest balances. But it’s important to keep things in perspective and take care of your health. What Is Auto Loan Refinancing?: Understand how refinancing your auto...
You can attempt to negotiate with your creditors yourself or hire a debt settlement company to handle some of the work for you. Be careful, though, as this area is rife with fraud.4Even legitimate debt settlement companies come with fees and induce significant damage to yourcredit score. ...
When repaying debt, it’s critical to recognize warning signs that could complicate your financial situation. Be cautious of these common red flags to avoid setbacks on your path to financial stability. Upfront Fees for Debt Services: Legitimate services don’t require payment before providing help...
Accredited Debt Relief. Accredited Debt Relief provides the professional assistance you need by matching you with companies that help with managing debt from a credit card company. Services typically go beyond debt consolidation and often include credit counseling, debt negotiation, debt consolidation plan...
This is an extreme example and there are many steps that you can take to avoid reaching this scenario. The first move is always to contact the lender. Most legitimate loan providers want borrowers to repay their debt to avoid costly court proceedings. This means that your lender could agree ...
Cancer Society are reputable organizations known to actively seek donations for a worthy cause. You will find their volunteers out in public or advertising on television. While they have been used in various fraudulent schemes, these organizations are legitimate and tend to solicit for a genuine ...
Debts become delinquent when a consumer neglects to make previously agreed upon payments to a lender. Delinquent debts often carry high fees and can result in unpleasant telephone calls from debt collectors and legal difficulties.
When you need help getting out of debt, you might start to reach out to many different types of debt relief programs, and each one may sound promising. However, finding aconsumer credit counseling agencyshould be based on specific criteria that makes it both legitimate and credible. This is ...
The best way to find a legitimate agency is to check to ensure it’s a nonprofit and find out if it’s accredited or certified by a trusted third party. Each of these agencies has tools you can use to refine your search: Financial Counseling Association of America National Foundation for...
Apply.Credit9.com has 37 complaints closed in the last three years, 11 of which were closed in the last 12 months. The majority of these complaints revolve around problems with product/service and billing and collection issues. Credit9 is accredited by the BBB, and they have an A+ rating...