Housing Association chair claims review is politically influencedMARTYN McLAUGHLIN
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In New York Cityco-operatives, the monthly maintenance – the equivalent of ahomeowners association fee– is determined for each apartment in the building by the number of allotted shares in the corporation. Larger apartments and those on higher floors tend to have the most shares, as they are...
Homeowners Association.If the property is governed by a Homeowners Association (HOA), this is the place to disclose that. Include information such as where to access HOA bylaws, insurance requirements and HOA dues. Water damage.If the property’s basement only floods in the spring but the purch...
These organizations are usually found in residential communities such as suburbs but also in cooperative apartments, condominiums, and many other forms of housing. Over 50 million Americans technically fall under their authority. Let's look at how they work, their benefits, and why some people are...
The HOA board also has the authority to cut off access to shared amenities for members who are behind on their payments. 🤓Nerdy Tip If you hit a rough spot financially and have trouble paying your fees, arrange a meeting with the HOA board. You may be able to work out a payment pla...
What Is a Home Appraisal? A home appraisal is an estimate of themarket value To fix the appraisal gap, the buyer can come up with the cash to make the difference, or ask the seller to agree to the lower price – if the seller won't budge on the price and the buyer doesn't have...
For low-to-moderate income borrowers, an FHA loan offers a down payment as low as 3.5% of the home's value. FHA is theFederal Housing Administration, which provides insurance to lenders so that they can issue loans to low-income borrowers. ...
Mortgages don’t have to be jumbo to be non-conforming. A low down payment can trigger non-conforming status, too. The threshold varies but could be 10% on a conventional mortgage or as little as 3% on aFederal Housing Administration (FHA) loan. ...