其英文释义如下:A defined contribution (DC) plan is a type of retirement plan in which the employer, employee or both make contributions on a regular basis. (Wikipedia) ,美国的401k计划就属于设定提存计划。 而设定受益计划,是在企业年金计划中根据一定的标准(职工服务年限、工资水平等)确定每个职工退休...
A 401(k) is a defined contribution account. If an eligible employee participates in a 401(k), they will decide an amount of their salary that will be deducted from their paycheck into a separate account. Employer matching. Employers may or may not match the employee's contributions, up to...
A 401(k) plan is a tax-advantaged retirement investment account that companies often offer to their workers. It’s also what’s called a “defined contribution” plan because employees set aside, or “contribute,” a percentage of their paychecks to their 401(k)s. The name 401(k) comes ...
is offered through an employer, while you commonly open and fund an IRA yourself with the help of a bank or broker. Thecontribution capon a 401(k) plan is much higher and you may even be able toborrow moneyfrom the account. But once you leave the employer who sponsored your plan, you...
Recently enacted legislation made a number of changes to the rules regarding defined contribution, defined benefit, and/or individual retirement plans and 529 plans. Information herein may refer to or be based on certain rules in effect prior to this legislation and current rules may differ. As ...
“out-live” his or her retirement income stream. For example, a participant in a defined contribution plan, or a taxpayer with an IRA balance, might (and after age 72, must) take annual installment distributions, but there is no guarantee of life-time income. Depending on the amount ...
401k Network samples and analyses 401k investment and contribution data and provides low cost 401k plans and price comparisons
Pension plans offer tax advantages to both the employee and the employer. In a defined contribution plan, the employee can make contributions to the plan on a pre-tax basis, which reduces their taxable income. Employers can also deduct their contributions to the plan from their taxes. ...
A 401(k) is atax-advantagedretirement savings plan. Named after a section of the U.S. Internal Revenue Code, the 401(k) is an employer-provided,defined-contribution plan.1The employer may match employee contributions; with some plans, the match is mandatory. ...
A defined-contribution plan, such as a 401(k), is an investment account that's funded primarily by an employee and grows throughout the employee's working years. Defined-benefit pension funds are funded mainly by an employer. Defined-contribution plans remove the burden of saving and investing...