The following chart shows the marginal tax rate paid on each of the 10 equivalent withdrawals outlined above. If the IRA value approximately doubled (or for Single filers), we would start to fall into the 24% tax bracket. If it dropped to ~$750k, we would stop at the upper edge of ...
Yes, the limit on a Roth IRA is $5500 a year ($6500 a year after age 50.) After that I go to my wife’s Roth IRA. Then my HSA ($6450). Then my $401K ($51K). Then my cash balance plan ($15K). Then 529s for the kids. Then the taxable account. Then paying down my mor...