其中一个是存After-Tax的IRA,然后每年Convert to Roth,或者把以前的IRA每年Convert成Roth。那样你就有更多的Roth啦。但是Convert的Roth 有五年的限制,不像普通Contribute的Roth,只要账户满了5年,所有的本金都可以随时取用,而Convert的Roth每一个Convert都要求等5年,或者59岁半,你要自己做一个记录喔,IRS是不会给你...
If you've made a contribution to a Traditional IRA, you may be able to recharacterize it as a Roth IRA contribution - or vice versa. Learn more.
Investing your IRA doesn't need to be difficult. Learn how to invest your Roth or traditional IRA in order to maximize your retirement savings.
根据计算,如果在孩子8岁时开设一个这样的Roth IRA账户,并且保持每年投入6000美元,在它每年平均增长8%的情况下,账户中的投资收益会在孩子49岁的时候超过160万美元。 2、账户内的资金属于税后资金 就像前文中所说,Roth IRA属于税后资...
如果从IRA中取,所有取的钱都交income tax;如果从ROTH IRA中取,本金不交税,收益交income tax。 (5)其他:包括终身残疾、向IRS支付所欠的税、后备役军人领取等。 正如前面强调的,任何牺牲退休金的做法都不可取,借钱的途径有太多,但退休养老缺钱时,是不会有机构会借给你的。紧急用钱取出来一下可以,过后一定要反...
and Cross, M.L. (2010). Comparing a traditional IRA and a Roth IRA: theory versus practice. Risk Management and Insurance Review, 13(2), 265-277.Adelman, S. W., and Cross, M. L. (2010). Comparing a traditional ira and a roth ira: Theory versus practice. Risk Management and ...
Roth IRA是存款时先交个人所得税(存款金额不可抵税)，领出时则无需再交税(投资利得也无需缴税)。IRA...
There are important differences between Traditional IRAs and Roth IRAs. This is what to consider as you decide between a Traditional IRA or Roth IRA.
您的账户余额如何随时间增长取决于您的投资方式和对 IRA 的贡献金。IRA 有几种类型,包括个人的传统 IRA 和 Roth IRA,以及企业主和自雇人士的 SEP IRA 和 SIMPLE IRA。 虽然您可以拥有多种类型的 IRA,但请记住,这些账户的年度贡献限额是相同的。而且由于这些资金旨在用于退休,因此也有取款规则:如果你在 59 岁半...
The biggest difference between Roth and traditional IRAs is whether taxes are paid when the contribution is made, or later, when the money is taken out. With aRoth IRA, contributions are taxed. However, earnings grow tax free, and withdrawals aren't taxed as long as certain requirements are...