Read more: Check out Bankrate's list of the best CD rates nationwide.Rate history for Capital One's CD accounts See how rates for this account have changed over time. Select the CD term length from the dropdown and interact with the trend lines to view APY by date. Capital One APY ...
Nationwide FlexDirect Current Account - 5% AER variable interest rate The Nationwide FlexDirect current account offers the highest interest rate on credit balances on our list. Itpays 5% AER(4.89% gross for a year) interest, but onlyon balances up to £1,500 and only for 12 months. After...
McBride explained that smaller banks and credit unions without the marketing budget to rival more established banks compete for your dollars by offering better rates on deposit accounts. “How do you compete with the behemoth? You pay a better rate,” he said. ...
High-interest checking accounts are growing in popularity, as they combine the best aspects of high-yield savings, with the spending flexibility of checking accounts. In fact, some of the top high yield checking accounts on this list putsome savings accountsto shame - but there are some limits...
As interest rates fall, you may notice your savings accounts aren’t returning as much cash as they used to. That’s part of the give-and-take of interest rate changes. “Banks make money by making a spread between what they pay for deposits and what they charge on loans,” Norris say...
The average credit card interest rate is 20.12 percent, down from a record-high 20.79 percent set on Aug. 14, 2024.Current credit card interest ratesWeekly national averagesVariable 5/14/2025 20.12% 5/07/2025 20.12% 4/30/2025 20.12% 4/23/2025 20.09% 4/16/2025 20.09% 4/09/2025 ...
HSBC and its internet-based bank First Direct have slashed the interest rates on their regular savings accounts from 5% to 2.75%. The rate cuts means only...
Last year at this time you could find high-interest current accounts paying 5% AER on some portion of your balance. Today the best you can do it is Nationwide’s FlexDirect account, which pays 2% on balances of up to £1,500 after a year (although that falls to just 0.25% after th...
The Consumer Financial Protection Bureau (CFPB) accuses Capital One of freezing the interest rates of its flagship “360 Savings” accounts at low levels despite rates rising nationwide and said the bank launched a new account that offered better interest rates without telling “360 Savings” custome...
How to get a higher than 6% interest rate on a savings account To earn an interest rate higher than 6%, you can deposit your funds in savings vehicles that offer higher returns likeCDsormoney market accounts. CDs offer higher fixed rates in exchange for locking up your funds for a specifie...