One important thing to note is banks do not approve 100% value of the property. They put a margin on the property value called “Collateral Margin”. Banks do so to make sure they can lend as much money as they can recover, excluding the losses that might incur on the property over th...
On July 20, 2021, SEBI issued a circular on “Segregation and Monitoring of Collateral at the Client Level. The objective of this circular is to reduce the risk of misappropriation or misuse of client securities available with the Trading Member (TM) / Clearing Member (CM) / Depository Parti...