Discover our best 0% interest credit cards and spread the cost of large purchases interest-free for up to 20 months.
You can use interest-free credit cards for balance transfers, purchases or money transfers. A 0% balance transfer credit card enables you to shift over existing card debt and pay no interest on your balance for several months. You usually pay a balance transfer fee of around 3%. A 0% mone...
January 2025 Update on Interest-Free Credit CardsWe recently added the U.S. Bank Smartly™ Visa Signature® Card to our list due to its 0% intro APR for purchases and balance transfers. There’s no annual fee for the card, but you do need good credit for approval. According to the...
No-annual-fee credit cardshave higher interest rates but could be an option if you plan to repay your monthly balance. While they won’t offer rewards and perks, you can transfer balances, withdraw cash and potentially get a bigger credit limit. Student credit cardsare regular credit cards su...
Cash advances are not subject to the interest-free grace period, which means you’ll start accruing interest on this amount you borrow as soon as it’s withdrawn. You might also have to pay a cash advance fee. Balance transfer interest rate When you move debt from one credit card to an...
Why you'll like this: It's one of the only no-annual-fee travel cards that offers an intro APR and lets you transfer miles to airline and hotel partners. Reward Details What you should know Card Details Best for flat-rate rewards Wells Fargo Active Cash® Card Bankrate score 4.3 Hover...
free. At the very least, you’ll repay your card in full during the interest free period. And eventually you’ll end up paying the lender’s standard interest if you do not pay off the debt in time. Plus, you might have to pay other fees, such as the initial balance transfer fee....
BankAmericard® Credit Card Complete List of 0% Balance Transfer Credit Cards What Is a Balance Transfer and Why Is It Useful? What to Look For in a Balance Transfer Card Balance Transfer Fee Low or No-Intro APR: Check Specifically for Balance Transfers ...
No rewards No welcome bonus High balance transfer fee View More With 0% APR cards, you'll still need to pay at least the minimum each month. To make the most of the card, it's best to figure out a payment plan so you can pay off the balance before the 0% APR period ends. With...
Handling fee waiver2 No documents required for approval3,6 Only pay the minimum payment within the promotional period7 If you do not have any CNCBI Credit Card, you may apply for CNCBI Motion Credit Card (virtual) instantly to enjoy this promotional offer. Apply now to experience the instant...