The article considers the merits of a self-funded employee health benefit plan for small businesses. The benefits of a self-funded solution are identification of population health risks, ability to ...
Chapter 6 A Third Approach: The Government as Reinsurer for Small-Group and Individual Markets A lmost all insurers purchase reinsurance to protect themselves from low-probability but very costly events that could force them into bankruptcy. The hurricane seasons of 2004 and 2005 provide good examp...
With a diverse clientele, we have extensive experience in fulfilling the insurance requirements of various industries and operations. Our staff has a thorough understanding of the unique needs and risks associated with different sectors. Contact one of our locations to find out more. Learn About Us...
to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn't have a choice. The only solution would be going to that one ...
Looming reputational risks need to be adequately addressed. In addition, the insurance industry and governments providing public insurance should address the structural needs to measurably close the insurance gap on flood insurance, a long-standing issue that has slowed down recovery...
business INSURANCE We understand that each business is unique and faces different risks and problems.Read More Farm INSURANCE We offer Farm Insurance in Whatcom and Skagit Counties, including Crop Insurance.Read More Health INSURANCE Providing family & loved ones with the coverage and security.Read Mo...
business, the insurance industry began to develop products that underwrite those risks. Still, only about $100 million in cyber insurance has been sold so far. Says Gartner Inc. research analyst Vincent Oliva: “That’s pretty small when you look at the multitrillion dollar insurance industry....
Motivated by the relatively infrequent but very large price spikes in the day-ahead and real-time energy markets operated by the Electric Reliability Council of Texas, this paper proposes an insurance that a small and risk-averse retailer in Texas (i.e., a retail electric provider (REP)) may...
When looking for the smartest ways for your hotel to implement resource and money-saving updates, reach out to a consultant who can help you determine the costs, returns, and impact that going green will have your business specifically. It can be overwhelming, but remember that one small chang...
Is self-insuring right for my small business? The article considers the merits of a self-funded employee health benefit plan for small businesses. The benefits of a self-funded solution are identification of population health risks, ability to design programs aimed at the specific n... B Grimm...