Consider your circumstances to decide which of these you want to cover: Your personal possessions include things like clothes, bedding, sports and hobby equipment, small appliances that didn't come with the rental property, and anything else you own that's stored in the unit. Liability coverage...
Dwelling coverage:Helps pay for repairs to the structure. Other structure coverage:May help pay for other structures on your rental property, such as a garage, fence or deck. Personal property:This includes any equipment or machinery left on the property, from a snowblower to a stove and oven...
Commercial property insurance: Covers buildings and equipment used to run your business, whether owned or rented. Business interruption insurance:Allows you to meet payroll, cover rent and pay other expenses if your business is shut down because of a covered event. ...
Renters insurance covers personal property that is stored either inside or on the property. Think of furniture, sports equipment, clothing, small appliances - anything that isn’t built into a unit. Renters insurance almost always covers theft, bodily injury, and loss due to disasters such as fi...
Hartford offers basic renters insurance with variousadd-ons, including assisted living care, identity theft protection, equipment breakdown coverage, and more. A unique feature of Hartford’s policies is that it waives your deductible (up to $5,000) if you experience damages of $27,500 or more...
Install safety equipment:Safety and security equipment, like smoke detectors or a security system, may qualify you for a discount. Security equipment might deter thieves and smoke alarms can notify you of potentially dangerous situations. Some insurers reward you for these preventive measures by offeri...
It can cover a location you own or rent. Depending on the company, several coverage endorsements may be available, including: Business interruption Accounts receivable Commercial crime Equipment breakdown Valuable papers and records Inland marine You also typically choose between actual cash value and ...
Home business belongings - If you have business equipment (not including office furniture or your laptop) it’s unlikely to be covered under a standard contents insurance policy. Rent arrears - Home contents insurance will not cover your rent if you’re unable to pay itDo...
If you're running a home business or side gig, you want to make sure things like computers, cameras, or other business equipment and supplies are protected. Toggle is our pick as the best for home-based businesses because it offers the most comprehensive coverage for these types of businesses...
Also, if you have any unusually expensive or valuable items, such as high-end electronic equipment, fine jewelry, musical instruments, or an important collection of art and antiques, you may need to purchasefloater insurancein the form of ariderto cover these items. In addition, a separate ri...