There are numerous reasons why you might find yourself behind the wheel of someone else’s car. Perhaps your vehicle is in the shop for repairs, or you simply need to borrow a friend’s car for a specific purpose. Regardless of the situation, it is essential to understand the implications ...
Car Insurance for International Drivers As mentioned above, car insurance for first-time drivers in the U.S. includes more than just teens. International drivers who move to or visit the U.S. for an extended period must have car insurance if they drive on the open road. According to the ...
You’ve caused an accident with damage to someone else’s car or property You’ve had an accidental collision by yourself, and you’ve caused major damage to your car You’ve been in an accident with someone else, but who is at fault isn’t clearHowever...
Alison Tobin is a car insurance editor for U.S. News & World Report. She joined the organization in 2024 but has been covering insurance content for seven years. She is dedicated to helping readers make more informed insurance decisions. ...
The cheapest car insurance depends on your individual circumstances, and each state has different insurance regulations. Yourstate’s minimum required levels of coverageare all you need to drive legally, but most insurance experts recommend opting for additional coverage to offer more financial protection...
Curious about your rates from car insurance companies that allow spouse exclusions? Enter your ZIP code into our free quote tool to get an idea of what you can pay.Here's What You Need to Know Car exclusions are available, depending on locations If your state allows it, you can save ...
According to data provided by Quadrant Information Services, the average annual premium for a full coverage car insurance policy in Minnesota is $2,528 per year, with minimum coverage averaging $725. However, Bankrate’s insurance editorial team knows that drivers looking for the best auto insuranc...
Lenders and lessors also often require comprehensive coverage. This helps pay for damage to your car in situations other than a collision, such as theft, vandalism, animal collisions, and severe weather. Uninsured/ underinsured motoristThis helps cover you if you’re in an accident with someone ...
Let’s dive in. How to get Delaware car insurance coverage and rates It might not take very long to drive across the second-smallest state in the U.S., but Delaware certainly has no shortage of gorgeous scenery. Beach attractions like the Bayshore Byway bring hundreds of out-of-staters ...
Bodily injury liability:Texas car insurance lawsrequire drivers to have $30,000 of coverage per person and $60,000 per accident. Bodily injury liability covers the other party’s injuries if you or someone else on your policy driving your car causes an accident. ...