There is a misconception that insurance follows the driver rather than the car. False; the opposite is true. Car insurance follows the car, not the driver. If a friend borrows your car and gets into an accident, your policy will act as the main insurer. Only if the limitations on your ...
Many believe that if a driver is in an accident in someone else's car, the driver's insurance would cover the damages rather than the car's owner. But this is a myth; the car insurance follows the car instead. The owner of the car is liable for damages and a possible increase in ...
Keep in mind that insurance follows the vehicle, not the person, so if you drop coverage on your car by canceling your policy, you’d need to add that vehicle to the other person’s policy to ensure financial coverage. Thankfully, amulti-vehicle policyusually results in a discount. ...
Does insurance follow the car in Massachusetts? In Massachusetts, insurance generally follows the vehicle rather than the driver. What is a violation of car parking? Violations of car parking include parking in prohibited areas, expired meters, or other parking rule violations. What happens if you...
Typically, auto insurance coverage follows the vehicle rather than the driver. This means that if you borrow someone else’s car, their insurance policy will generally provide primary coverage in the event of an accident. However, this is contingent upon the owner of the vehicle having an active...
California drivers also need to know that the state follows a “fault” system. Under a fault system, drivers who are found to be at-fault in causing an accident are held financially responsible. What are the forms of financial responsibility in California? It’s simple — proof of financial...
You will hear insurance agents and adjusters tell you that insurance follows the car and not the driver.Technically, this statement is not accurate. Your insurance policy will always follow you at the very least as a secondary source of coverage (exactly what an Additional Insurance Clause does)...
Nevada also follows a comparative negligence rule. This means if you are less than 50 percent at fault you can recover your loss. If you do have some part at fault, you can not recover that percentage. For instance, if you have a claim totaling $100,000 and found forty percent at faul...
As long as you have all of the necessary information, it doesn’t take very long for a parent, spouse, or partner (who lives in your house) to add a driver with their learner’s permit to an insurance policy. Here are three steps that you as an existing policyholder can take toadd ...
Navigating car insurance can be a hassle, but it’s essential for staying on the right side of the law and protecting yourself on the road. Whether you’re a new driver or looking to renew your policy, understanding insurance requirements will help ensure you stay covered and legally compliant...