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The article offers information on the need of small business owners to have insurance in the U.S. American economist Douglas Holtz-Eakin stresses that business owners do not consider the impact of estate-tax planning when they buy insurance coverage. Research conducted by Holtz-Eakin reveals that...
To choose the right business insurance, owners should: Review laws to determine your small business insurance requirements.Federal regulations require employers to have unemployment,workers' compensation, and disability insurance. States may impose additional rules. ...
And, if you’re a yoga studio small business owner or a massage therapist business owner, you might have different liability needs than a business who sells candles. Q. How can small-business owners make sure they purchase the insurance they want? A. You don’t know what you don’t ...
3. Business Owners Policy (BOP): This insurance policy combines business property and liability coverage. With this, you can protect your business against disasters such as fire, theft, and other similar events. In addition, BOP can help you get a customised insurance plan that fits your busine...
How Recurring Payments Work for Small Business Owners 6 Types of Assets for Small Business Accounting Product liability insurance FAQ What insurance do I need to sell products? Product liability insurance is essential. Consider general liability insurance as well. Do I need business insurance if I ...
Jana Kejvalova, ofSuited Insuresaid: “There are millions of small business owners in the UK and the sector is the lifeblood of the economy. “But our survey found around a quarter of them – about a million people – have no insurance cover whatsoever with many not even realising they co...
Small business owners should check out this ranking of the best business checking accounts. Follow Fortune Recommends on Facebook and Twitter. About the contributors Jim ProbascoPersonal Finance Expert Jim Probasco is an expert in the areas of personal income, saving and investing, banking, home ...
Small business owners must carefully consider and evaluate their risks because they may have personalfinancial exposurein the event of a loss. Commercial insurance protects business owners from potential losses due to unexpected events that they couldn’t afford to cover on their own. This allows bu...
including a home, if applicable.Liability coverageis more difficult to calculate, so business owners should consult a knowledgeable agent or broker, especially one familiar with the operating business. Some states also impose minimum insurance requirements for businesses...